Which SBI Credit Card is Best SimplyCLICK Vs SimplySAVE Credit Card?

SBI SimplyCLICK Credit Card and SBI SimplySAVE Credit Card both are entry-level credit cards offered by SBI Cards.

Both cards come with similar kind of features and cashback offers. However, the customer makes a small mistake during the selection of SBI SimplyCLICK Vs SBI SimplySAVE Credit Card.

SBI SimplyClick Credit Card

SBI SimplyCLICK Credit Card
SBI SimplyCLICK Credit Card

It is an entry-level credit card offered by SBI Cards. This card has annual and renewal fees as follows:

  • Annual Fee (one time): Rs. 499 + Taxes
  • Renewal Fee (per annum): Rs. 499 + Taxes

Features of SBI SimplyClick Credit Card

  • Get Amazon.in gift card worth Rs.500* on payment of the 1st year Annual Fee of Rs. 499 +taxes.
  • Earn 10X rewards on online spends with exclusive partners- Amazon / Apollo24X7/ BookMyShow / Cleartrip / Eazydiner/ Lenskart / Netmeds. Earn 5X rewards on all other online spends.
  • 1% fuel surcharge waiver for each transaction between Rs 500 & Rs 3000 (exclusive of GST, wherever applicable, & all other charges).
  • Spend Rs 1,00,000 and get annual fee of Rs 499 reversed for your SimplyCLICK SBI card in the subsequent year.
  • Get an e-voucher worth Rs.2,000 on annual online spending of Rs.1 Lakh. and Rs.2 Lakhs.
  • Simply wave your card at a secured reader and your transaction is done.

SBI SimplySAVE Credit Card

SBI SimplySAVE Credit Card
SBI SimplySAVE Credit Card

It is also an entry-level credit card offered by SBI Cards. This card has annual and renewal fees as follows:

  • Annual Fee (one time): Rs. 499 + Taxes
  • Renewal Fee (per annum): Rs. 499 + Taxes

Features of SBI SimplySAVE Credit Card

  • Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward Points.
  • Enjoy 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends. On all your other spends, earn 1 Reward Point per Rs 150 spent (4 Reward Points = Rs. 1).
  • Get freedom from paying the 1% fuel surcharge at any petrol pump. Transact an amount between Rs. 500 to Rs. 3,000 at any petrol pump in India to avail this offer.
  • Get annual membership fee reversal from second year of your subscription. To avail fee reversal, you need to have spent Rs. 1,00,000 or more on your SimplySAVE SBI Card in the previous year.

SBI SimplyCLICK Vs SBI SimplySAVE Credit Card

Benefit SimplySAVE SimplyCLICK
Recommended for Offline Spends Online Spends
10X Reward Points Dining, Movies, Departmental Stores and Grocery Spends Amazon, BookMyShow, Cleartrip, Lenskart, Netmeds, Rentomojo, UrbanClap
5X Reward Points Other Online Spends
Welcome Benefit 2,000 Bonus Reward Points Amazon gift voucher worth Rs. 500
Spend Based Milestones Cleartrip e-vouchers: Rs. 2,000 on spending Rs. 1 Lakh online, Rs. 4,000 on spending Rs. 2 Lakhs online
Reward Redemption to Statement Credit Available Not Available

Key Difference

  • SBI SimplyCLICK Credit card is focused on online spending whereas SimplySAVE is best for offline spending.
  • With SimplyCLICK customers will get Rs.500 Amazon Gift voucher as a welcome gift. SimplySAVE customers will get Rs.2000 reward points=Rs.500 Amazon Voucher as a welcome gift.
  • Both cards have the same renewal fee every year.
  • With SimplyCLICK Credit card customers will get milestone-based rewards upon their spending. There is no such benefit with SimplySAVE Card.

Frequently Asked Questions

  • Are SBI SimplyCLICK and SBI SimplySAVE Credit Cards good?

    Yes, both are entry-level credit cards and offer great rewards.

  • Is Rs.500 Amazon Gift voucher for all SBI Card users?

    Yes, SBI SimplyCLICK Credit card holders will get Rs.500 Amazon Gift voucher as a welcome gift. SBI SimplySAVE cardholders will get 2000 reward points which are equivalent to Rs.500 Amazon Voucher upon redemption.

  • Which Documents are Required to Apply for SBI Credit Card?

    Identity proof
    Address proof
    PAN card
    Passport size photograph
    Income proof document
    Bank statement

  • How do manage SBI Credit cards?

    Customers can easily manage their SBI Credit Card using SBI Card Mobile App.

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