Tata Neu Infinity HDFC Bank Credit Card: Review, Eligibility, Charges

HDFC Bank Introduced new co-branded credit cards with Tata Neu. HDFC Bank and Tata Neu have recently partnered to introduce the “Tata Neu HDFC Bank Credit Cards”.

Customers will be able to earn NeuCoins as rewards for all purchases made with the credit cards; it will be offered in two variations. It will be accessible via the Visa and RuPay networks.

Also See | Tata Neu Plus HDFC Bank Credit Card: Review, Eligibility, Charges

Let’s have a closer look at the Tata Neu Infinity HDFC Bank Credit Card’s features and benefits and discuss why it might be the best credit card for you.

Topics

Tata Neu Infinity HDFC Bank Credit Card

Credit Card TypeEntry-level (co-branded)
Best Suited ForReward Points
Card IssuerHDFC Bank
Joining Fee₹1,499/- + Applicable Taxes
Annual Fee₹1,499/- + Applicable Taxes
Apply OnTata Neu App
Welcome BenefitGet 1,499 NeuCoins on Tata Neu App
Best Feature5% back as NeuCoins on transactions done on Tata Neu App/Website
Rating3.5/5

What are the key benefits of Tata Neu Infinity HDFC Bank Credit Card?

Cashback and Reward Points Feature:

  • 5% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands.
  • 1.5% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
  • Earn additional 5% back as NeuCoins on transactions done on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass.​

Additional Features:

  • ​​​​​​Zero lost card liability: In the unfortunate event of losing your Tata Neu Infinity HDFC Bank Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.
  • Foreign Currency Markup: 2% on all your foreign currency spends
  • Revolving Credit: Available at a nominal interest rate on your Tata Neu Infinity HDFC Bank Credit Card. Please refer to Fees and Charges section to know more.
  • Lounge Access: ​​​​​​
    • Domestic Lounge Access – VISA / RuPay Card Variant: 8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter). ₹2 (VISA / RuPay) will be charged to the Credit Card for the Lounge Access
    • International Lounge Access – VISA Card Variant: Using Priority Pass, you and your add on member can together avail up to 4 Complimentary Lounge Access per calendar year (1 per Quarter), outside India.
  • Fuel Surcharge Waiver: 1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹500 per statement cycle).

How can I avail the Tata Neu Infinity HDFC Bank Credit Card Cashback?

To earn reward points you need to use your Tata Neu Infinity HDFC Bank Credit Card on the Tata Neu app for your day-to-day transactions.

The reward points will be automatically credited to your Tata Neu app Neucoins statement each month. You will be required to take any further action in order to be redeemed.

NeuCoins Redemption:

You can use your collected NeuCoins for purchases on Tata Neu App/Website for Brands like:

  • AirAsia India
  • Bigbasket
  • Croma, Westside.
  • Tata CLiQ, Tata CLiQ Luxury
  • Hotel Bookings/Purchases on IHCL
  • TATA 1MG
  • Qmin

You can use your NeuCoins by selecting Tata Pay as the payment method. NeuCoins can only be used on eligible transactions as defined by the individual brands and the NeuCoins with the closest expiry date will be used up first so that you can get the maximum benefit.

NOTE: Tata NeuCoins expires 365 days after your last transaction involving an eligible earn or use of NeuCoins (even if it’s just one NeuCoin earned or used).

Getting the Card

Tata Neu customers can apply for the Tata Neu Infinity HDFC Bank Credit Card through the Tata Neu app. Both variants will be available on RuPay and Visa networks.

Tata Neu Infinity HDFC Bank Credit Card Eligibility:

For Salaried Indian national

Age: Min 21 years & Max 60 Years
Net Monthly Income > Rs 1 Lakh

For Self Employed Indian national
Age: Min 21 years & Max 65 Years
ITR > Rs 12 Lakhs per annum

The HDFC Bank reserves the ultimate right to approve or decline applications for Tata Neu Infinity HDFC Bank Credit Card.

Also See | Tata Neu Plus HDFC Bank Credit Card: Review, Eligibility, Charges

Where you can apply for Tata Neu Infinity HDFC Bank Credit Card?

Tata Neu customers can apply for the cards through the Tata Neu app. Both variants will be available on RuPay and Visa networks.

Eligible Tata Neu app users can:

  • You can visit Tata Neu App > Home Page > look for the ‘Credit Card’ icon or banner
  • You can also click on the link shared in SMS communications done by Tata Neu for credit card offers Please follow the steps in the online journey to complete your application.

Welcome Gift

Get 1,499 NeuCoins on Tata Neu App (as reversal of 1st Year Membership Fees), applicable on 1st Transaction done within 30 days of card issuance and will be available to claim inside Tata Neu App within 60 days of such transaction.

Note: For eligible customers, the option to claim the Welcome Benefit will be available inside Tata Neu App for 180 days from the statement date of the eligible transaction. The validity of the NeuCoins given against Welcome Benefit will be 365 days from the claim date.

However, the welcome Benefit is not applicable on Lifetime Free and First Year Free Cards.

Disadvantages of Tata Neu Infinity HDFC Bank Credit Card

  • No cashback against the earned Tata Neucoins. You can only use them to buy brand vouchers or items from the Tata partnered platforms.
  • Annual charges are not justified against the reward system.
  • No milestone benefits can be availed through this card.
  • The annual fee waiver offer only applies if you Spend ₹1,00,000 or more in a year, before your Credit Card renewal date.
  • Neucoins will be expired after 1 year after the last transaction involving an eligible earn or use of NeuCoins.

FAQs

  • When will I receive the physical Tata Neu Infinity HDFC Bank Credit Card?

    Physical card will be delivered to your registered address by the HDFC Bank within 7 to 10 days of application approval.

  • Which documents are needed for the KYC process?

    Documents required for KYC include:
    -PAN card photocopy or Form 60
    -Colour photograph
    -Proof of income: Latest payslip/ Form 16/ IT return copy
    -Residence proof (any one of the following):
    –Passport
    –Ration Card
    –Electricity bill
    –Landline telephone bill
    -Identity proof (any one of the following):
    –Passport
    –Driving license
    –PAN card
    –Aadhaar card

  • Is this Tata Neu Infinity HDFC Bank Credit Card only available for HDFC Bank account holders?

    Non HDFC Bank customers can also apply for Tata Neu Infinity HDFC Bank Credit Card if they are eligible.

  • What are the annual charges for Tata Neu Infinity HDFC Bank Credit Card?

    Tata Neu Infinity HDFC Bank Credit Card Annual Joining/Renewal Membership Fee ₹1,499/- + Applicable Taxes.

Bottomline

  • Tata Neu Infinity HDFC Bank Credit Card Rating: 3/5

If you use the Tata Neu app then this card can be beneficial for you to earn extra reward points on the transactions you made on the Tata Neu app.

Also if you use any of the following Tata brands frequently then this card is perfect:

  • AirAsia India
  • Bigbasket
  • Croma, Westside.
  • Tata CLiQ, Tata CLiQ Luxury
  • Hotel Bookings/Purchases on IHCL
  • TATA 1MG
  • Qmin

Most likely, this card is focused on the reward points system, not on cashback. So, for those who are looking for a cashback credit card this card is not for you.

Also See | Tata Neu Plus HDFC Bank Credit Card: Review, Eligibility, Charges

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