Airtel Axis Bank Credit Card: Review, Charges, Rewards & more

Airtel has introduced a brand new Airtel Axis Bank Credit Card to the market. It is a cashback-focused credit card for Airtel and Axis Bank customers to get cashback on spending via the Airtel Thanks app.

You can get cashback, discounts, and vouchers on transactions made through the Airtel Thanks App, and also on other purchases. You can also get discounts on top brands like BigBasket, Zomato, and Swiggy.

Let’s have a closer look at the Airtel Axis Bank Credit Card’s features and benefits and discuss why it might be the best credit card for you.

Airtel Axis Bank Credit Card

Credit Card TypeEntry-level
Best Suited ForCashback
Card IssuerAxis Bank
Joining FeeRs. 500
Annual FeeRs. 500
Apply OnAirtel Thanks App
Welcome BenefitAmazon e-voucher worth Rs. 500
Best Feature10% Cashback on Brands, Recharge Spends
Rating4/5

What are the key benefits of Airtel Axis Bank Credit Card?

Here are the exclusive benefits of Airtel Axis Banks Credit card:

  • 25% cashback* on Airtel Mobile, WiFi, DTH bill payments via Airtel Thanks App (*capped at Rs.300 per month).
  • 10% cashback* on utility bill payments such as gas, electricity, etc., via Airtel Thanks App (*capped at Rs.300 per month).
  • 10% cashback** on spends on Swiggy, Zomato, bigbasket (** capped at Rs. 500 per month. Total cashback across all merchants).
  • 1% cashback on all other spends.
  • Four complimentary domestic lounge access visits (limited to one per quarter).
  • 1% Fuel surcharge waiver up to Rs. 500 per month.

Cashback shall NOT be eligible for the following spends/transaction on the card:

  • Fuel spends
  • Wallet loading transactions
  • Rent Payments
  • Purchase of gold items
  • Cash advances
  • EMI transactions & Purchases converted to EMI transactions
  • Payments of outstanding balances, card fee and other card charges

How can I avail the Airtel Axis Bank Credit Card cashback?

To avail cashback, you just need to make transactions using the Airtel Axis Bank credit card.

The cashback amount will be automatically credited to your credit card statement each month. You will not be required to take any further action in order to be redeemed.

Monthly cashback earned will be applied to your credit card bill the following month:

  • It will be reflected in the credit card statement.
  • Cashback earned in one billing cycle will be credited to the customer’s credit card account in the following billing cycle, i.e., three days before the next statement generation, and will appear as “Cashback Credited” on the credit card statement.

Getting the Card

Airtel Thanks App users will see a banner of Airtel Axis Bank Credit Card. if you don’t able to see the banner that means you are currently ineligible for the credit card.

  • Eligibility: Permanent Indian Resident Individuals and age should be between the age of 18 and 70 years.
  • The bank reserves the ultimate right to approve or decline applications for Airtel Axis Bank Credit Card.

Where you can apply for Airtel Axis Bank Credit Card?

Airtel Axis Credit Card will be available on Airtel Thanks App or Airtel.com website. For eligible customers:

  • You can visit Airtel Thanks App > Home Page > look for ‘Credit Card’ icon or banner
  • You can also click on the link shared in SMS communications done by Airtel for credit card offer Please follow the steps in the online journey to complete your application.

Welcome Gift

As a Welcome Benefit, the cardholder will receive an Amazon voucher worth Rs.500 on the first card transaction made within the first 30 days of card issuance.

How to redeem the Welcome Gift Amazon voucher?

The primary cardholder will get an Amazon voucher worth Rs.500 on the first card transaction made within the first 30 days of card issuance.

The Amazon Gift Voucher will be sent to your registered mobile number/ email ID within 30 days of meeting the above requirement. To use the voucher:

  • Step 1: Visit www.amazon.in/addgiftcard
  • Step 2: Enter your gift card code in the field
  • Step 3: Click on “Add to your balance”

Disadvantages of Airtel Axis Bank Credit Card

There are a few disadvantages of Airtel Axis Bank Credit Card.

  • The card does not provide any cashback on fuel spends, jewellery purchases, rental payments, EMI transactions, Cash advances, Payment of outstanding balances, Payment of card fees, and other card charges.
  • Activation benefits can only be availed if you make the first transaction within 30 days of card issuance.
  • No milestone benefits can be availed through this card.
  • No annual fee waiver offer.

FAQs

  • When will I receive the physical Airtel Axis Bank Credit Card?

    Physical card will be delivered to your registered address with Axis Bank within 7 to 10 days of application approval.

  • Which documents are needed for KYC process?

    Documents required for KYC include:
    -PAN card photocopy or Form 60
    -Colour photograph
    -Proof of income: Latest payslip/ Form 16/ IT return copy
    -Residence proof (any one of the following):
    –Passport
    –Ration Card
    –Electricity bill
    –Landline telephone bill
    -Identity proof (any one of the following):
    –Passport
    –Driving license
    –PAN card
    –Aadhaar card

  • Is this Airtel Axis Bank Credit Card only available for Axis Bank account holders?

    Non Axis Bank customers can also apply for Airtel Axis Bank Credit Card if they are eligible.

  • Can I transfer the ownership of my Airtel Axis Bank Credit Card?

    No, the ownership of the card cannot be transferred.

Bottomline

  • Airtel Axis Bank Credit Card Rating: 4/5

If you’re an Airtel customer and do recharge and bill payments via the Airtel Thanks app then this card will be a great choice for you. You can avail of 10% cashback offers on recharge and utility bill payments.

Also, you will get an Amazon Gift voucher worth Rs.500 on the first card transaction made within the first 30 days of card issuance. Overall a good entry-level credit card.

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